事件：国家有关机构通知禁止小额贷款公司发放大学生互联网消费贷款。
校园贷：campus loans
小额贷款公司：micro lenders
发放互联网消费贷款：to grant online consumer loans
裸贷：loans secured against nude photos
收费混乱：illegal charges
暴力催收：forcible debt collection
过度消费：to overspend
超前消费：excessive consumption
陷入债务陷阱：to fall into debt traps
失信被执行人：defaulter
客户身份核验：identity verification of clients
目标客户（群体）：target clients
精准营销：targeted marketing
信贷业务：credit services
存量业务（贷款）：existing loans
展期：extension
第二还款来源：a second source of debt repayment
担保人：guarantors
借款人：the borrower
不良贷款：non-performing loan
个人对个人借贷：P2P (peer-to-peer) lending
。